yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here.
Cloud Expo on Google News

2008 West
Data Direct
SOA, WOA and Cloud Computing: The New Frontier for Data Services
Red Hat
The Opening of Virtualization
User Environment Management – The Third Layer of the Desktop
Cloud Computing for Business Agility
CMIS: A Multi-Vendor Proposal for a Service-Based Content Management Interoperability Standard
Freedom OSS
Practical SOA” Max Yankelevich
Architecting an Enterprise Service Router (ESR) – A Cost-Effective Way to Scale SOA Across the Enterprise
Return on Assests: Bringing Visibility to your SOA Strategy
Managing Hybrid Endpoint Environments
Game-Changing Technology for Enterprise Clouds and Applications
Click For 2008 West
Event Webcasts

2008 West
Get ‘Rich’ Quick: Rapid Prototyping for RIA with ZERO Server Code
Keynote Systems
Designing for and Managing Performance in the New Frontier of Rich Internet Applications
How Can AJAX Improve Homeland Security?
Beyond Widgets: What a RIA Platform Should Offer
REAs: Rich Enterprise Applications
Click For 2008 Event Webcasts
Top Links You Must Click On

Major Banks Set Aside GBP 10 Billion to Pay Back Mis-Sold Payment Protection Insurance Claims
All major banks are required to put aside GBP 10 billion in 2013 in order to finance refunds for mis-sold PPI (payment protection insurance.) For the last 20 years, PPI was sold to consumers who were unaware of the terms, or it was included in loans, mort

LONDON, UNITED KINGDOM -- (Marketwire) -- 02/08/13 -- All major UK banks are required to set aside money in order to finance 2013 mis-sold payment protection insurance (PPI) claims. Beginning in July 2012, all banks had to be financially prepared to pay back mis-sold PPI. Now, all UK banks have collectively set aside more than GBP 10 billion.

Lloyds Bank has set aside the largest sum of money in order to finance PPI claims refunds. Lloyds Bank has set aside more than GBP 3.6 billion to finance mis-sold PPI refunds. Halifax Bank has set aside GBP 3.2 billion, and Barclays has set aside GBP 1 billion. While these three UK banks have set aside the most, HSBC, RBS and Santander have also set aside millions of pounds in order to pay PPI refunds.

All UK banks were required to set aside these large sums, as the average PPI victim can expect to receive a GBP 3,000 PPI refund. The largest PPI claims refund received to date was GBP 52,851.

The gravity of the PPI scandal came to light in 1992. During this trial in Bristol, it was discovered that the average cost for PPI on a monthly credit card bill of GBP 5,000 was GBP 3,219. The cost of the PPI claims was as high as the total benefit.

Banks, credit card companies, mortgage companies, car financing companies and other lenders have been mis-selling PPI for the last 20 years. PPI has been sold at an exorbitant price, with companies receiving 89 percent profit. Ethical problems with PPI arose when untrained staff sold PPI without customers knowing they had purchased it, or without letting customers know the full extent of the PPI terms, in order to maximize their commission. Shockingly, PPI and the mis-selling of PPI have received more customer complaints than any other product has ever received.

Banks are still releasing hidden PPI from up to six years ago. Individuals who have been paying a loan or mortgage during the last six years are still learning that they have been paying unnecessarily high prices for a product that doesn't benefit them. These individuals are eligible to file a mis-sold PPI claim - more information is available at

While PPI was supposed to be sold as an option to borrowing customers in case they were faced with death, unemployment, or disability, it has since been highlighted that the product was sold only at lenders' advantage.


The PPI Claims Company is a website dedicated to helping victims of mis-sold PPI. The website includes recent PPI news, as well as information regarding PPI claims, PPI reclaims, loan charges and credit card charges. The PPI Claims Company understands that being a victim of mis-sold PPI is frustrating and that filing a claim can be confusing, so all articles are informative and easy to understand. For more information, visit

PPI Reclaim Co.

About Marketwired .
Copyright © 2009 Marketwired. All rights reserved. All the news releases provided by Marketwired are copyrighted. Any forms of copying other than an individual user's personal reference without express written permission is prohibited. Further distribution of these materials is strictly forbidden, including but not limited to, posting, emailing, faxing, archiving in a public database, redistributing via a computer network or in a printed form.

Enterprise Open Source Magazine Latest Stories . . .
SYS-CON Events announced today that Catchpoint, a global leader in monitoring, and testing the performance of online applications, has been named "Silver Sponsor" of DevOps Summit New York, which will take place on June 7-9, 2016 at the Javits Center in New York City. Catchpoint radica...
Test-driven development (TDD) has been around for a while now. Behavior-driven development (BDD), a comparably recent methodology, emerged from the practice of TDD and could reasonably be called a narrower application of TDD. The TDD process allows a developer to use a failing unit t...
Using any programming framework to the fullest extent possible first requires an understanding of advanced software architecture concepts. While writing a little client-side JavaScript does not necessarily require as much consideration when designing a scalable software architecture, t...
Developers generally like to share their code, and many of them do so by open sourcing it on GitHub, a social code hosting and collaboration service. Many companies also use GitHub as a convenient place to host both private and public code repositories by creating GitHub organizations ...
It is no surprise that OpenStack has evolved into a widely adopted cloud management framework. As it hurtles on a trajectory of rapid growth, a new breed of demands are making themselves felt – demands that a mature platform of this nature and scope must satisfy. One such requirement i...
The combined notions of open source and the ‘community contribution’ model of collaborative software application development are, of course, not new. The history of open source is actually traced back to early software exchanges between universities driven by academic principles of kn...
Subscribe to the World's Most Powerful Newsletters
Subscribe to Our Rss Feeds & Get Your SYS-CON News Live!
Click to Add our RSS Feeds to the Service of Your Choice:
Google Reader or Homepage Add to My Yahoo! Subscribe with Bloglines Subscribe in NewsGator Online
myFeedster Add to My AOL Subscribe in Rojo Add 'Hugg' to Newsburst from CNET Kinja Digest View Additional SYS-CON Feeds
Publish Your Article! Please send it to editorial(at)!

Advertise on this site! Contact advertising(at)! 201 802-3021

SYS-CON Featured Whitepapers