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Citadel EFT, Inc. (CFDT) Concludes a Memorandum of Understanding With Its Professional Advisors and Consultants

OCEANSIDE, CA -- (Marketwire) -- 01/17/13 -- Citadel EFT, Inc.'s (OTCQB: CDFT) CEO Gary DeRoos announces that Citadel EFT has just concluded a Memorandum of Understanding with its professional advisors and consultants where any outstanding contractual obligations that the company has to meet through their ESOP Plan, will now be retired for Citadel EFT's Convertible Preferred C Stock, thus removing any accounts payable obligations from these contractual relationships.

Gary DeRoos, CEO, states, "Lowering the outstanding obligations to the Company is an important step toward moving to an Exchange. The obligation to pay for our professional relationships has typically been handled through the ESOP Plan, but as we move forward our consultants are confident with the continued success and progress of the company and have decided to accept our Restricted Equity securities as compensation. This will serve the interests of all the stock holders as we endeavor to meet our objectives.

About Citadel EFT, Inc.:

Based in Oceanside, CA, Citadel EFT, Inc. provides credit card merchant account services to retailers, mail order companies and online service providers. The Company provides a free terminal to the business owner and charges no yearly fees, monthly minimums, statement, or address verification fees. Citadel markets its services directly and also through resellers.

FORWARD LOOKING STATEMENT

CDFT cautions that the statements made in this press release constitute forward-looking statements, and not guarantees of future performance and actual results or developments may differ materially from the projections in the forward-looking statements. Forward-looking statements are based on the estimates and opinions of management at the time the statements are made.

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Contact:
Gary DeRoos
714-423-0701
Website http://www.credit-card-processing.com

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