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SBA Offers Disaster Assistance to Alabama Residents Affected by Christmas Holidays Storms, Flooding

WASHINGTON, Jan. 11, 2013 /PRNewswire-USNewswire/ -- Residents and businesses in Alabama affected by severe storms and flooding on Dec. 25-26, can apply for low-interest disaster loans from the U.S. Small Business Administration, SBA Administrator Karen G. Mills announced today.

(Logo: http://photos.prnewswire.com/prnh/20110909/DC65875LOGO)

Administrator Mills made the loans available in response to a letter from Gov. Robert Bentley on Jan. 4, requesting a disaster declaration by the SBA.  The declaration covers the Mobile and Pike counties and the adjacent counties of Baldwin, Barbour, Bullock, Coffee, Crenshaw, Dale, Montgomery and Washington in Alabama; George, Greene and Jackson in Mississippi.

"The SBA is strongly committed to providing the people of Alabama with the most effective and customer-focused response possible to assist homeowners, renters, and businesses of all sizes with federal disaster loans," said Administrator Mills.  "Getting businesses and communities up and running after a disaster is our highest priority at SBA."

"Loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for loans up to $40,000 to repair or replace damaged or destroyed personal property," said Frank Skaggs, director of SBA's Field Operations Center East in Atlanta.  "SBA's customer service representatives are on hand at the Disaster Loan Outreach Centers to issue applications and assist survivors with completing their applications," Skaggs added.

The Centers are located in the following communities and are open as indicated:

PIKE COUNTY
Troy Public Library
500 East Walnut Street
Troy, Alabama  36081

Opening: Tuesday, Jan. 15 at 9 a.m.
Hours: Monday – Thursday from 9 a.m.6 p.m.
Fridays, Jan. 18 and Jan. 25 from 9 a.m.5 p.m.
Saturday, Jan. 26 from 9 a.m.  -  3 p.m.
Closed: Saturday, Jan. 19Monday, Jan. 21 in observance of MLK's Day
Closing: Saturday, Jan. 26 at close of  business

MOBILE COUNTY
Western Administrative Complex
4851 Museum Drive
Mobile, Alabama  36608

Opening: Tuesday, Jan. 15 at 8 a.m.  
Hours: Tuesday – Friday from 8 a.m.5 p.m.
Saturday, Jan. 19 from   9 a.m. – 3 p.m. 
Closed: Sunday, Jan. 20 - Monday, Jan. 21 in observance of MLK's Day
Closing: Thursday, Jan. 24 at close of business

"Businesses and non-profit organizations of any size may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets," said Tom Todt, SBA's Alabama district director.

The SBA may increase a loan up to 20 percent of the total amount of disaster damage to real estate and/or leasehold improvements, as verified by SBA, to make improvements that lessen the risk of property damage by future disasters of the same kind.

For small businesses, small agricultural cooperatives, small aquaculture businesses and most private non-profit organizations of all sizes, the SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster.  EIDL assistance is available regardless of whether the business suffered any physical property damage.

Interest rates are as low as 1.750 percent for homeowners and renters, 2.875 percent for non-profit organizations and 4 percent for businesses with terms up to 30 years.  Loan amounts and terms are set by the SBA and are based on each applicant's financial condition.

Applicants may also apply online using the Electronic Loan Application (ELA) via SBA's secure website at https://disasterloan.sba.gov/ela.

Individuals and businesses unable to visit the Center may obtain information and loan applications by calling the SBA's Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard-of-hearing), or by sending an email to disastercustomerservice@sba.gov. Loan applications can also be downloaded from the SBA's website at www.sba.gov. Completed applications should be returned to the Center or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

The filing deadline to return applications for physical property damage is March 11, 2013.  The deadline to return economic injury applications is October 10, 2013

For more information about the SBA's Disaster Loan Program, visit our website at www.sba.gov.

Contact: Michael Lampton
Phone: (404) 331-0333

Release Number: 13-190, AL 13443/13444 

SOURCE U.S. Small Business Administration

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Copyright © 2007 PR Newswire. All rights reserved. Republication or redistribution of PRNewswire content is expressly prohibited without the prior written consent of PRNewswire. PRNewswire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

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