yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here.
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IMM’s Document Exchange Compliant with IRS Acceptance of Form 4506-T eSignatures

IMM, a provider of innovative eSignature, workflow and document solutions for financial institutions, today announced that Document Exchange, its cloud-based eSignature solution, meets the U.S. Internal Revenue Service’s (IRS) requirements to accept electronic signatures on Form 4506-T, the Request for Transcript of Tax Return.

Signed 4506-T forms authorize the IRS to release taxpayers’ transcripts to third parties, such as financial institutions and mortgage lenders. The 4506-T is the last document in the loan origination and loan modification process that required a wet-ink signature. Earlier this year, the IRS announced it would accept the 4506-T electronically signed beginning January 2013. eSignature acceptance on this form will drive new efficiencies for lending institutions as well as for potential borrowers.

“IMM is excited the IRS has embraced electronic submission of Form 4506-T, as it allows mortgage originations to follow the same electronic processing accepted in other areas across the financial institution,” said John Levy, EVP of IMM and board member of the Electronic Signature & Records Association (ESRA). “With the prevalence of eSignatures in our society, borrowers and the financial industry alike have been yearning for the paperless mortgage to be reality. It means much more convenient options for the consumer and great efficiencies for the institutions.”

IMM’s Document Exchange is powered by Adobe® EchoSign® to provide an intuitive, hosted experience for cloud-based delivery and electronic signature services. Compliant with both ESIGN (Electronic Signatures in Global and National Commerce Act) and UETA (Uniform Electronic Transactions Act) governance, the technology is browser- and device-agnostic. Document Exchange was designed to generate legally enforceable electronic records, and therefore meets Form 4506-T requirements for fulfilling identify verification, capturing intent to sign and performing ongoing document integrity validation. With the digital signature embedded in the document, Document Exchange provides the audit log records to enforce and support the document signing process.

Levy added, “It is great to see the IRS looking to gain the same benefits of electronic signatures and records that are already providing huge cost savings in other areas of daily life.”

Document Exchange integrates with any institution’s LOS and ECM/imaging system, allowing for automatic archival of the completed, eSigned documents including an audit trail. Additionally, institutions can eliminate expenses related to the paper scanning, signature pads and digital certificates typically required.

About IMM

Based in Linden, N.J., IMM develops and delivers innovative technology solutions that enable financial institutions to electronically streamline their business operations and processing environments. With a strong and secure legacy of serving more than 600 banks and credit unions with solutions for eSignature capture, business process (workflow) automation, and document presentment, IMM continues to create advanced software applications that promote clients’ sustainability while dramatically increasing productivity and operational efficiencies.

For more information, visit or follow the company on Twitter @immonline and Facebook at

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