TORONTO, ONTARIO -- (Marketwire) -- 12/18/12 -- INCOME FINANCIAL TRUST ("INCOME FINANCIAL") declares its variable monthly distribution of $0.05993 per unit, or 8.5% annually based on the November 30, 2012 net asset value of $8.46. The distribution is payable January 10, 2013 to shareholders on record as of December 31, 2012.

Income Financial unitholders have received a total of $25.21 per unit in distributions since inception, inclusive of this distribution.

Income Financial invests in North American financial services companies whose shares are included in the TSX Financial Services Index, the S&P Financials Index or the S&P Midcap Financials Index.

   Income Financial Distribution Details:                                   
-  Variable Distribution per Unit:            $0.05993                      
-  Ex-Dividend Date:                          December 27, 2012             
-  Record Date:                               December 31, 2012             
-  Payable Date:                              January 10, 2013