Comments
yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here.
Cloud Expo on Google News

2008 West
DIAMOND SPONSOR:
Data Direct
SOA, WOA and Cloud Computing: The New Frontier for Data Services
PLATINUM SPONSORS:
Red Hat
The Opening of Virtualization
GOLD SPONSORS:
Appsense
User Environment Management – The Third Layer of the Desktop
Cordys
Cloud Computing for Business Agility
EMC
CMIS: A Multi-Vendor Proposal for a Service-Based Content Management Interoperability Standard
Freedom OSS
Practical SOA” Max Yankelevich
Intel
Architecting an Enterprise Service Router (ESR) – A Cost-Effective Way to Scale SOA Across the Enterprise
Sensedia
Return on Assests: Bringing Visibility to your SOA Strategy
Symantec
Managing Hybrid Endpoint Environments
VMWare
Game-Changing Technology for Enterprise Clouds and Applications
Click For 2008 West
Event Webcasts

2008 West
PLATINUM SPONSORS:
Appcelerator
Get ‘Rich’ Quick: Rapid Prototyping for RIA with ZERO Server Code
Keynote Systems
Designing for and Managing Performance in the New Frontier of Rich Internet Applications
GOLD SPONSORS:
ICEsoft
How Can AJAX Improve Homeland Security?
Isomorphic
Beyond Widgets: What a RIA Platform Should Offer
Oracle
REAs: Rich Enterprise Applications
Click For 2008 Event Webcasts
SYS-CON.TV
Top Links You Must Click On


Today's Most Common Mortgage Refinance Mistakes

LOS ANGELES, Dec. 14, 2012 /PRNewswire-iReach/ -- Thanks to mortgage rates that seem to dip lower and lower by the day, you're probably tempted to refinance.  Luckily, with just a few clicks of your mouse, Realtypin.com can connect you with plenty of offers to refinance your mortgage. But before you agree to anything, it's important to learn what the most common mistakes are – so that you can avoid them:

Renovation tips: Choosing the perfect paint color

1.  Not paying attention to closing costs

Remember, when you refinance, you're creating a brand new loan. That means you've got to pay a whole new set of closing costs. Yes, it means coming up with a chunk of money right now. But, as the old business saying goes, "sometimes you have to spend money to make money." In this case, if you can drop your mortgage rate by a few percentage points, you can save thousands of dollars each year!That doesn't mean you should be willing to fork over an arm and a leg at closing time, though. Be prepared to negotiate when it comes to your closing costs. After all, lenders are just as competitive when it comes to refinancing as they are "traditional" loans.

Mortgage tips: Top ways to get a mortgage

2.  Refinancing too often

With all of the news articles floating around out there about the record low mortgage rates (not to mention all of the commercials from lenders screaming about how easy it is to refinance these days!), it can be tempting to want to refinance at the drop of a hat. Don't do it, though. As easy as the commercials make it seem, refinancing is still a complicated process – and there is still a chunk of closing costs waiting for you at the end of the rainbow. If you do it too often, you'll wind up spending so much in closing costs that you'll never actually save any money! Instead, pay attention to the old song and "know when to hold 'em and know when to fold 'em." In other words, pick a time to refinance and stick with it. If the rates continue to drop, oh well.

Housing trends: Why are home prices going up?

3.  Not reading the fine print

This might seem like it goes without saying, but you'd be surprised at how many people sign on the dotted line without actually reading the terms of their loan! When you're going to commit to something for the next 15 or 30 years (and agree to pay off something as expensive and important as your home), you need to know what the terms are. In today's housing market, things have changed dramatically.   Just because you read the fine print the first time around doesn't mean you can skip it now. Thanks to new laws and tighter regulations, the lending world is totally different than it was a couple of years ago. So do yourself a favor and get educated on your new loan!

Media Contact: james paffrath RealtyPin, 514-836-1432, james@realtypin.com

News distributed by PR Newswire iReach: https://ireach.prnewswire.com

SOURCE RealtyPin

About PR Newswire
Copyright © 2007 PR Newswire. All rights reserved. Republication or redistribution of PRNewswire content is expressly prohibited without the prior written consent of PRNewswire. PRNewswire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

Enterprise Open Source Magazine Latest Stories . . .
We often get asked “Should I use GridFS for file storage with MongoDB”. As with most things, the answer is a staunch “it depends”. GridFS looks like a great idea on paper - a virtual filesystem held within MongoDB which allows for larger than 16MB files to be held, synced and replicat...
The supply chain is evolving, and buyers need to analyze and predict, but also to manage risk. When Capgemini's business information management (BIM) practices unit needed to provide big data capabilities to its insurance company customers, it needed to deliver the right information t...
Some people believe good or bad things always happen in threes. I believe you will always be able to find three (and probably more) things that are good or bad and somewhat related, but sometimes I get surprised by the apparent coincidental appearance of several closely related “things...
This article defines long polling and presents a few techniques on how long polling could be used in Spring MVC web applications. Discussion covers both the AJAX and the server part of the solution as well as outlines a few possible options for implementation. The article compares perf...
Red Hat, Inc., on Wednesday announced that it has signed a definitive agreement to acquire eNovance, a provider of open source cloud computing services. Combined with Red Hat’s existing leadership in OpenStack, the addition of eNovance’s systems integration capabilities and engineering...
Hear from Red Hat leaders and industry experts on Tuesday, June 10, 2014, at 11am and see how Red Hat Enterprise Linux continues to deliver unmatched customer value, increased efficiency, and true strategic advantage for global customers across every industry. Attendees will learn mor...
Subscribe to the World's Most Powerful Newsletters
Subscribe to Our Rss Feeds & Get Your SYS-CON News Live!
Click to Add our RSS Feeds to the Service of Your Choice:
Google Reader or Homepage Add to My Yahoo! Subscribe with Bloglines Subscribe in NewsGator Online
myFeedster Add to My AOL Subscribe in Rojo Add 'Hugg' to Newsburst from CNET News.com Kinja Digest View Additional SYS-CON Feeds
Publish Your Article! Please send it to editorial(at)sys-con.com!

Advertise on this site! Contact advertising(at)sys-con.com! 201 802-3021




SYS-CON Featured Whitepapers
ADS BY GOOGLE